Health Insurance Coverage in West Virginia

Shopping for coverage in West Virginia?

Compare plans before you shop.

Highmark Blue Cross Blue Shield West Virginia offers multiple plan designs within our Preferred Provider Organization (PPO) plans that help you meet your health care needs while balancing cost and coverage.

PPO (Preferred Provider Organization) plans. In this type of health plan you pay less if you use providers in the plan’s network. You can also use providers outside of the plan’s network, but will generally have higher out-of-pocket costs.

Note: If the exact coverage you need is not available from Highmark West Virginia in 2017, please review Health Insurance marketplace plans for more options.

All of our plans include Essential Health Benefits from the Affordable Care Act, and provide coverage when using a network provider (or in the case of an emergency).

Whenever you’re shopping for health insurance coverage, here are a few extra things to remember:

No Referrals

All Highmark plans let you see a specialist without needing a referral from your primary care doctor, so you can get the care you need, when you need it.

Emergency Coverage

No matter which Highmark plan you choose, emergency care services are covered at in-network rates at any emergency room.

National Coverage

Highmark is part of the Blue Cross and Blue Shield network. That means members have access to over 93% of all U.S. physicians and more than 96% of all hospitals.*


Shop Smart!

Download our new 2017 Health Insurance Plan Comparison for Individuals and Families to help you shop smart for health insurance coverage. You’ll see plan benefit details and base premiums, plus everything you need to know about getting covered in 2017 with Highmark.

DownloadWest Virginia 2017 Health Insurance Plan Comparison for Individuals and Families